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Terms of Service

Effective date: April 2026

These terms govern your use of software and services provided by MegaSuperSoft ("we", "us", "our"), a company based in Wellington, New Zealand. By using our software or services, you agree to these terms.

The short version

  • You own your data. Always.
  • Our software is local-first — your data stays on your device.
  • AI features are opt-in. Your data is never used to train models.
  • You can cancel anytime. No tricks, no phone calls.
  • We're not financial advisers. FFFFinance is a tool, not advice.

Software licence

Our desktop applications (including FFFFinance, Ghosted, and Astral Travel) are distributed as compiled binaries. Your use of the compiled application is subject to these terms.

Where our source code is published under an open-source licence (e.g. MIT, GPL), that licence governs the source code. These terms apply to the compiled application, our services, and this website — they do not override or replace any open-source licence.

Your data

You own your data. We don't claim any rights over the data you create, import, or store using our software.

Because our applications are local-first, your data lives on your device. We don't have access to it, and we can't recover it for you. You are responsible for your own backups.

Data portability. You can export your data at any time in standard formats (CSV, JSON, or SQLite depending on the application). If we ever discontinue a product, we will give you at least 90 days notice to export your data.

Subscriptions and payment

Some of our products offer paid tiers. When you subscribe:

  • Billing. Subscriptions are billed monthly via Stripe. We don't store your card details.
  • Renewals. Subscriptions auto-renew unless you cancel before the next billing date.
  • Price changes. We'll give you at least 30 days notice before any price increase takes effect. You can cancel if you don't agree.
  • Cancellation. Cancel anytime from within the app or by emailing us. No phone calls required, no questions asked. Cancellation takes effect at the end of your current billing period.
  • Pausing. You can pause your subscription instead of cancelling. We'll hold your account as-is until you resume.

Refunds

We want you to be happy with what you're paying for.

  • If you forgot to cancel and haven't used the product since renewal, we'll refund the charge.
  • If you tried a paid feature and it wasn't what you expected within the first 14 days, we'll refund you.
  • For anything else, email us. We'll try to do the right thing.

AI features

Some of our products include AI features. Here's how they work:

Local AI. By default, AI features run on your device using open-source models (e.g. Qwen3). No data leaves your machine. No internet connection required.

Cloud AI. If you opt in to cloud AI, your prompts and relevant context are sent to the selected provider for processing. Responses are returned to your device and stored locally.

What we commit to:

  • AI features are always opt-in. They never run in the background without your action.
  • Your data is never used to train AI models — not by us, not by our providers.
  • We will always tell you when data is being sent to a cloud provider vs. processed locally.

AI output. You own the output you generate using our AI features. We make no guarantee that AI-generated content is eligible for copyright protection under applicable law. We also make no guarantee that AI output is accurate, complete, or suitable for any particular purpose.

AI sub-processors. Cloud AI requests may be processed by Cloudflare Workers AI. We maintain a current list of AI providers in our Privacy Policy.

Product-specific terms

FFFFinance

FFFFinance is a personal finance tool. It is not a financial adviser, accountant, or tax consultant. Nothing in our software constitutes financial advice. You should not rely on FFFFinance as a substitute for professional financial advice. We are not registered as a financial advice provider under New Zealand law.

Transaction categorisation, budget projections, and AI-generated insights are provided for informational purposes only. Always verify important financial decisions with a qualified professional.

NodeUI

NodeUI is a browser-based tool. Diagrams and graphs you create are stored locally in your browser. We do not store your work on our servers. Clearing your browser data will delete your work.

Third-party services

Akahu

FFFFinance can optionally connect to your bank accounts via Akahu, a third-party open banking provider. If you use this feature:

  • Your relationship with Akahu is governed by Akahu's own terms and privacy policy.
  • We are not responsible for the availability, accuracy, or completeness of data provided by Akahu.
  • We are not responsible for any actions taken by Akahu or your bank.
  • You can revoke Akahu's access at any time.

Cloudflare

This website, our dashboard, and our download CDN are served via Cloudflare. Your use of these services is subject to Cloudflare's terms.

Stripe

Payment processing is handled by Stripe. Your use of Stripe's services is subject to Stripe's terms.

Availability and updates

We may release updates, modify features, or discontinue software at any time. We'll make reasonable efforts to communicate significant changes, but we don't guarantee uninterrupted availability.

Auto-update functionality, where available, will only install updates from our official distribution channels.

Discontinuation. If we decide to shut down a product, we will:

  1. Give you at least 90 days notice.
  2. Provide a way to export all your data.
  3. Continue to honour any remaining paid subscription period.

Acceptable use

You agree not to:

  • Use our software to violate any applicable law.
  • Reverse-engineer our compiled binaries except where permitted by law or the applicable open-source licence.
  • Misrepresent your identity or affiliation when using our services.
  • Use our services to send spam, malware, or engage in abusive behaviour.
  • Attempt to gain unauthorised access to our infrastructure or other users' data.

Limitation of liability

To the maximum extent permitted by law:

  • Our software is provided "as is" without warranty of any kind, express or implied.
  • We are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our software.
  • Our total liability for any claim related to our software or services is limited to the amount you paid us in the 12 months preceding the claim.

New Zealand Consumer Guarantees Act

If you are a consumer as defined by the New Zealand Consumer Guarantees Act 1993, nothing in these terms limits or excludes any rights or remedies you have under that Act. Where the Act applies, it prevails over any inconsistent provision in these terms.

If you are acquiring our products for business purposes, you agree that the Consumer Guarantees Act does not apply.

Termination

By you. You can stop using our software at any time. For local-first apps, uninstalling is sufficient. For subscriptions, cancel from within the app or by emailing us.

By us. If we need to terminate your access to our online services:

  • For minor violations, we'll contact you first and give you a chance to fix the issue.
  • For serious violations (illegal activity, abuse, security threats), we may terminate immediately.
  • In either case, we'll give you at least 30 days to export your data from any cloud services, unless legally prohibited from doing so.

We reserve the right to restrict access to our online services (website, CDN, update servers, dashboard) if you violate these terms.

Dispute resolution

We'd rather talk it out than lawyer up. If you have a dispute with us:

  1. Email us first at legal@megasupersoft.com. We'll try to resolve it informally within 30 days.
  2. If that doesn't work, either party may refer the dispute to mediation in Wellington, New Zealand.
  3. If mediation fails, the dispute may be brought before the courts of New Zealand.

Changes to these terms

We may update these terms from time to time. Material changes will be noted on this page with an updated effective date. We'll give you at least 30 days notice for material changes. Continued use of our software after changes take effect constitutes acceptance.

Governing law

These terms are governed by the laws of New Zealand. Any dispute arising under these terms is subject to the exclusive jurisdiction of the courts of New Zealand.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions continue in full force and effect.

Contact

For questions about these terms: